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Tractor Supply Co. has over 2,100 stores across 49 states, and they offer a wide range of home improvement, automotive, pet care, and rural living supplies. Their credit card is considered one of the better store credit cards available, offering valuable benefits to a broad customer base.
Even if you don’t use the card frequently, it still provides tangible perks like free trailer rentals and same-day delivery, which can make it a valuable addition to your wallet. This card also extends its benefits to other Tractor Supply Co. brands, such as Petsense and Tractor Supply Rx, allowing you to earn and redeem rewards on pet care products and veterinary prescriptions.
You don’t have to be a farmer to benefit from this card; it offers rewards like 5% cash back on in-store purchases, 3% cash back on veterinary services, and free trailer rentals, making it useful for a variety of customers.
As a Tractor Supply credit card holder, you can access your account online, make payments, and contact customer service through the following information:
Tractor Supply Credit Card login online account access
To log in to your Tractor Supply credit card account, follow these steps:
- Click on the login page.
- Enter your user ID and password.
- If you need to retrieve your user ID or reset your password, use the buttons below.
If you’re a business with a Tractor Supply business card, access your account by clicking on a separate link.
- To make payments and manage your account, login here.
- If you have a Tractor Supply business credit card, log in to the business credit card portal.
Tractor Supply Credit Card customer service – Help & pay by phone
You can contact Tractor Supply Credit Card customer service for assistance with your Citi Retail Services account during the following hours:
- Monday to Saturday: 7 am to 9 pm CST
- Sunday: 8 am to 7 pm CST
Please note that they are closed on Easter Sunday and Christmas Day. You can also use the same payment telephone numbers for support during these hours.
- For the Tractor Supply consumer credit card, call 1-800-263-0691.
- For the Tractor Supply business credit card, call 1-800-559-8232.
Tractor Supply Credit Card payment
To make a Tractor Supply credit card payment, you have several options:
- Online:
- Visit the login page.
- Alternatively, you can use Doxo and pay through Apple Pay.
- The most convenient method is often through the Citi Retail Services page. Just log in and follow the instructions to make your payment.
- By phone:
- You can pay over the phone. Use the provided phone numbers depending on your Tractor Supply card type.
- Have your card ready to enter your card number when prompted. If you need assistance, there’s a customer support option available.
- By mail:
- Pay by mail by sending your bill and money order to the address mentioned on your statement. The address may vary depending on your card or customer type.
- Via the Tractor Supply mobile app:
- When paying through the mobile app, you can use various methods, including the login website, Doxo via Apple Pay, or debit and credit cards linked to your bank account.
How much is the Tractor Supply Credit Card minimum payment?
The minimum payment for the Tractor Supply Company® Credit Card is either $29 or 1% of your statement balance, plus any interest and fees, whichever is higher. If your statement balance is less than $29, your minimum payment will be equal to your balance.
Additionally, you need to pay any past due amounts and amounts specified in a promotional offer if applicable. It’s important to make at least the minimum payment by the due date to maintain good standing for your credit card account. Failing to do so can result in a late fee and potentially harm your credit score if you miss multiple minimum payments.
Tractor Supply Credit Card payment addresses
Consumer Credit Card Address:
Tractor Supply Credit Card Payments
PO Box 9001006
Louisville, KY 40290-1006
Business Credit Card Address:
Tractor Supply Credit Plan Payments
P.O. Box 78004
Phoenix, AZ 85062-8004
Overnight Delivery/Express Payments:
Attn: Consumer Payment Dept. 6716 Grade Lane. Building 9, Suite 910, Louisville, KY 40213
What bank issues the Tractor Supply Credit Card?
The Tractor Supply Credit Card is issued by Citibank, and payments and customer service are handled by Citi.. This credit card is designed for people with fair credit and offers benefits like earning 5 points for every $1 spent on eligible purchases, receiving a $50 reward after your first purchase of $200 or more, or a $20 reward with a purchase of $20 or more within the first 30 days. Additionally, it comes with no annual fee.
5 Things to know about the Tractor Supply Credit Card
Here are 5 important things to know about the Tractor Supply Credit Card:
1. Two versions
There are two versions of the Tractor Supply credit card, both issued by Citi. The TSC Store Card is limited to use at Tractor Supply Co. stores, Petsense by Tractor Supply stores, and the company’s websites.
The TSC Visa Credit Card, on the other hand, can be used anywhere Visa credit cards are accepted and offers additional rewards for gas, groceries, and veterinary services.
2. Rewards for pet owners:
The credit card offers significant benefits for pet owners. It earns 5% back in rewards on purchases at Petsense and Tractor Supply Rx, including pet food, toys, and supplies. You can also earn rewards on grooming services at Petsense stores and veterinary prescriptions at Tractor Supply Rx.
3. Free trailer rentals:
Cardholders are eligible to join the Neighbor’s Club rewards loyalty program at the highest tier, which includes two free full-day trailer rentals per quarter. This benefit can be handy for farmers and homeowners needing to transport goods.
4. Points for large purchases
You can accumulate points for a substantial purchase. By changing your reward issuance threshold, you can save up points for a bigger reward. The default is 1,000 points for a $10 reward, but you can adjust this to your preference.
5. Special financing terms
The card offers special financing options for certain purchase amounts, such as 6 months with no interest for purchases of $199 or more, 12 months for purchases of $399 or more, and 36 months at 3.99% APR for purchases of $1,599 or more.
However, it’s crucial to understand that these are deferred interest financing options. If you don’t pay off your balance in full within the specified time, you’ll be charged interest on the entire purchase amount. Additionally, there are occasional special financing and low-interest offers for specific products, so carefully review the terms before committing to any special financing deal.
Benefits of Tractor Supply personal account
The Tractor Supply Personal Account offers several benefits:
- 5% Cashback: You earn 5% cashback on every purchase, which is equal to five points for every dollar you spend.
- 6-Month Special Financing: You can get 6-month special financing on purchases of $199 or more.
- 12-Month Special Financing: For larger purchases of $399 or more, you can enjoy 12-month special financing.
- Low APR: There’s a low 3.99% Annual Percentage Rate (APR) for special 36-month financing on purchases of $1,599 and above.
- New Cardholder Reward: New cardholders receive a $20 reward when they first open their account.
- No Annual Fee: You won’t have to pay an annual fee to maintain your card.
- 0% Balance Transfer Offer: You can transfer balances from other cards at a 0% interest rate, making it easier to manage your debt.
- Interest-Free Financing: You won’t be charged any interest if you pay off your purchases within the specified promotional periods for special financing.
- Free Same-Day Delivery: Members of the Neighbor’s Club can enjoy free same-day delivery, making shopping more convenient.
These benefits make the Tractor Supply Personal Account a valuable option for customers who frequently shop at Tractor Supply stores.
The bottom line
You can manage your Tractor Supply credit card by visiting the Tractor Supply Credit Card page. You can log in to your account, make payments, and access customer service information.
If you need to contact customer service, you can call 1-800-263-0691 or email [email protected]. You can also reach out to Citi credit services at 1-866-668-3706. The payment address for Tractor Supply credit card is Tractor Supply Credit Card Payments, PO Box 9001006, Louisville, KY 40290-1006.