Rooms To Go Credit Card login, payment, customer service

We may earn a commission for purchases through links on our site, Learn more.

If you want to buy high-quality furniture but can’t pay for it all at once, you can use a Rooms To Go credit card. This card, issued by Synchrony Bank, makes furniture shopping easier. With it, you can pick out the furniture you like and then split the cost into smaller monthly payments.

The Rooms To Go credit card also comes with special offers. If you’re interested in knowing more about how to log in, register, or make payments with this card, we’d be happy to provide more information.

Rooms To Go Credit Card login online account access

Here’s how to log in to your Rooms To Go Credit Card account:

1. Visit the official Synchrony Bank website.
2. Click on the “Log in” option located in the top-right corner to access the login page.
3. Enter your User Name and Password to sign in. You can choose to check the “Remember User Name” box if you’re a regular user.
4. Click the “Login” button to enter your account.

This simple process gives you the ability to check your balance, make payments, request a credit limit increase, or seek customer service support with just a few clicks.

Before you can log in or make a payment with your Rooms To Go card, you must complete the online registration process, which involves four steps: Account Lookup, Verification, Profile Setup, and Confirmation. Here’s a breakdown of each step:

1. Account Lookup:
   • On the MySynchrony website’s login page, select “I want to Register.”
   • Enter your Account Number, the last numbers of your Social Security Number (SSN), and your Date of Birth. Click “Continue.”
2. Verification:
   • Your personal and contact information is verified.
   • Enter the Verification Code sent to you by the company via email or mobile number.
   • After verification, click “Continue” to move to the next step.
3. Profile Setup:
   • Create a unique User Name and Password for your profile.
   • Ensure that your User Name isn’t associated with any other Rooms To Go credit cardholder.
   • Update your Mobile Number, Email Address, and Bank Account Details, if needed.
4. Confirmation:
   • In the final step, “Confirmation,” review all the information you’ve provided.
   • Click “Confirm” to complete the registration process.

If you forget your password:

• On the login page, select “I forgot my Password.”
• Enter your User Name, the last 4 numbers of your SSN, and your Date of Birth.
• Follow the steps to recover your forgotten password and gain access to your account.

Rooms To Go Credit Card payment

To make a Rooms To Go Credit Card payment, you have a few options:

• Pay online (Registered user):
  • Visit the Rooms To Go account management page and click “Log In.”
  • Enter your username and password, then click “Log In” again.
  • Have your bank account number and routing number ready, and follow the prompts to complete your payment.
• Pay online as a guest (Not registered):
  • Go to the account management login page.
  • Click the “Pay as Guest” button.
  • Enter your card number, the last four digits of your Social Security number, and ZIP code to find your account.
  • Follow the on-screen instructions to complete your payment.
• Pay by phone:
  • Call 866-396-8254 to make an automated phone payment.
  • Enter your card number and follow the prompts.
  • Be prepared with your bank account number and routing number to complete the payment.
• Pay by mail:
  • Send a check or money order to Synchrony Bank via mail.
  • Include your Rooms To Go credit card payment coupon.
  • Mail it at least seven to ten business days before the due date to avoid late fees. If you don’t have a payment coupon, write your card account number on the check or money order. The Rooms To Go credit card payment address is: Synchrony BankP.O. Box 960061Orlando, FL 32896-0061
• Pay using the mobile app:
  • Download and open the MySynchrony mobile app (available on Google Play and the App Store).
  • Register for online account access if you haven’t already.
  • Log in with your username and password.
  • Select the “Account Summary” tab and follow the prompts to make a payment.
• Pay in a store:
  • Visit a Rooms To Go physical location near you.
  • Note that in-store payments are limited to debit card or cash.

Remember, if you want your payment to post the same day, ensure that you complete it by 11:59 p.m. ET.

Rooms To Go Credit Card customer service – Help & pay by phone

If you need assistance or want to make a payment over the phone, you can call the Rooms To Go Credit Card customer service number (1-866-396-8254) not only to pay your bill but also for help with questions and support.

Their customer service is available around the clock, 24 hours a day, 7 days a week.

Rooms To Go Credit Card payment address

If you prefer to mail your payments, send them to:

Rooms To Go / SYNCB, P.O. Box 71728, Philadelphia, PA 19176-1728.

Remember that Synchrony Bank issues the Rooms To Go credit card, so for most account-related matters, you’ll be dealing with Synchrony Bank.

Rooms To Go late fees

To avoid late fees from Synchrony Bank, follow these steps:

1. Pay on time: Ensure you pay at least the minimum amount due by the due date. This is the primary way to prevent late fees.
2. Online payments: If you’re making an online payment, be aware that it may take up to 48 hours to process. So, plan to pay a little earlier to ensure it’s processed in time.
3. Mail payments: If you choose to mail your payment, Synchrony Bank recommends sending it 7-10 days before the due date. This buffer accounts for mail delivery time and processing, helping you avoid late fees.

Benefits of Rooms To Go Credit Card

The Rooms To Go Credit Card offers several benefits when it comes to financing your furniture shopping:

• No annual fee: This credit card doesn’t have an annual fee, which means you won’t have to pay a yearly charge just for having the card.
• Hassle-free monthly payments: You can make monthly payments on your purchases, making it easier to budget for your furniture without having to pay the full amount upfront.
• Private discount offers: After signing up, you’ll have access to exclusive discount offers, helping you save money on your furniture purchases.
• Deferred payments: For purchases priced at $599.99 or higher, you have the option to defer payments for up to 50 months. This means you can take home your furniture without making an immediate payment.
• Special event notifications: You’ll receive advance notice about special events, like sales, allowing you to plan your furniture shopping around these promotions.
• Convenient payment options: You have five different payment options: in-store, online, by phone, by mail, and through a mobile app. This flexibility makes it convenient to make payments in a way that suits you.
• Online account management: You can easily manage your credit card online, giving you access to your account information and payment options at your fingertips.

It’s important to note that, after the promotional period, Rooms To Go charges a relatively high Annual Percentage Rate (APR) of 29.99%, so it’s advisable to pay off your balance before the promotional period ends to avoid high-interest charges.

The bottom line

The Rooms To Go Credit Card offers a straightforward and convenient online experience. You can easily manage your card without worrying about payments, credit limits, or bills. By accessing your Rooms To Go account online, you have the flexibility to monitor and handle your account from anywhere at any time.

You can manage your Rooms To Go Credit Card account by visiting the MySynchrony website. You can log in to your account, make payments, view your account balance, and see special offers. If you have any questions or concerns about your Rooms To Go Credit Card, you can contact customer service by calling 1-866-664-0968. You can also make payments by phone by calling 1-866-419-4096 or by mail at the following address:

Synchrony Bank
P.O. Box 960061
Orlando, FL 32896-0061