How can I activate my Bank of America credit card?

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You have three options to activate your Bank of America credit card: online or over the phone at (800) 276-9939, or through the mobile app. Activation makes your card ready for immediate use.

How to activate your Bank of America Credit Card

To activate your Bank of America credit card, you have two options:

Activate Bank of America credit card online:

1. Log in to your Bank of America online account on their activation page.
2. Verify your personal information, such as your Social Security number, to activate your card.

If you don’t already have an online account, you’ll need to enroll in online banking first:

• Provide the last 6 digits of your card and your full Social Security number (SSN).
• Afterward, you can create a username and password for your online account.

Activate Bank of America credit card by phone:

1. Call Bank of America at (800) 276-9939.
2. Follow the prompts to enter your full account number.
3. Provide your personal information when prompted, which may include your SSN, zip code, or the phone number associated with your application.

If you encounter any issues during the activation process, you can contact Bank of America’s customer service at (800) 732-9194 for assistance.

Activate your Bank of America card with the mobile app:

1. Download the Bank of America mobile app on your iOS or Android device.
2. Log in using the same credentials as your online banking account.
3. Locate your new card in the app, usually under the “Accounts” section.
4. Activate the card within the app.

Getting started with your Bank of America credit card

It’s great that you’ve received your new Bank of America credit card. you can maximize its benefits by following this step-by-step guide to help you get started:

1. Download the Mobile App:
   • Download the Bank of America mobile app from your device’s app store.
   • Once installed, log in using your Bank of America online banking credentials or create a new account if you haven’t already.
   • The mobile app allows you to monitor your account activity, make payments, activate BankAmeriDeals (special offers and cashback deals), and easily reach customer support if needed.
2. Set Up Digital Wallets:
   • Bank of America supports various digital wallets, such as Apple Pay, Google Pay, Samsung Pay, Fitbit Pay, and Garmin Pay.
   • Link your Bank of America credit card to your preferred digital wallet for convenient and secure in-store payments using your smartphone or smartwatch.
3. Enroll in Online Banking:
   • Visit the Bank of America website to enroll in online banking if you haven’t already done so.
   • You’ll need to provide the last six digits of your credit card, as well as your Social Security Number (SSN) or Taxpayer Identification Number (TIN) to complete the enrollment process.
   • Online banking allows you to manage your cards, activate autopay, redeem rewards, and perform various other banking tasks online.
4. Set Up or Reset Your PIN:
   • Your credit card should come with a personal identification number (PIN). If it doesn’t or if you need to reset your old PIN, you can do so by:
     • Visiting a Bank of America branch.
     • Calling Bank of America’s customer service at 800-432-1000.
   • Your PIN is essential for ATM cash withdrawals and using your card abroad.
5. Set Up Autopay:
   • To ensure your credit card payments are made on time, set up automatic payments.
   • You can do this either through your Bank of America online account or the mobile app.
   • First, enroll in eBills through the “Bill Pay” tab on your online account.
6. Maximize Rewards:
   • If your Bank of America credit card offers rewards, make sure you understand how to earn and redeem those rewards for the best value.
   • Review the rewards program details specific to your card to maximize the benefits. This may include earning cashback, points, or miles on eligible purchases.

By following these steps, you’ll be well-prepared to manage your Bank of America credit card efficiently and make the most of its rewards and features. Remember to regularly check your account activity and stay updated on any special offers or promotions that Bank of America may provide to cardholders.

What is the number to activate Bank of America credit card?

The number to activate a Bank of America credit card is (800) 276-9939. You can activate your card either online or by calling this number. Once activated, your card becomes ready for use right away.

The bottom line

You can activate your Bank of America credit card in three ways: online, by phone, or through the Bank of America mobile app. Additionally, you might want to consider adding a secondary credit card to your wallet. Doing so can help raise your credit limit, provide extra benefits, or allow you to earn a new signup bonus.