50 Stores that give cash back on debit card purchases (2024)

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When you pay with a debit card at a physical retailer, you often have the option to get physical cash back. This allows you to withdraw cash from your checking account during the transaction without paying a fee. When you use a debit card while making a purchase at a physical store, you can opt for physical cash back.

This means you can withdraw cash from your checking account during the transaction without paying any additional fee. The cash back option is available at most retailers, and the amount you can withdraw varies depending on the store’s policy.

If you decide to get cash back, the additional amount will be included in your total sale price. The retailer will then give you the cash along with your purchase. Your bank will later deduct the combined amount from your checking account. It’s important to note that cashback is not treated as a separate transaction but rather as a part of the total purchase. Therefore, the transaction will appear as a single entry in your bank statement.

While cash back can be a convenient way to withdraw money from your account, it’s important to be cautious. Make sure to keep your debit card and PIN safe, and only use cash back at reputable retailers. Additionally, be mindful of the fees your bank charges for overdrafts or insufficient funds.

If you request cash back, the extra money is included in the total sale price. Your bank then deducts the combined amount from your checking account.

If you’re wondering which stores give $5 to $10 cash back, keep reading.

Where can I get $5 cashback?

I highlight the top places for cash back, organized by category:

  • Grocery stores
  • Pharmacies
  • Gas stations

This simplifies your search for cash-back options.

Stores may have different cash back policies due to independent ownership or location-based variations. It’s important to note that cash-back availability and terms can vary among stores.

When getting cash back, be aware that a transaction fee usually applies. Unfortunately, finding ways to get cash back without fees is limited. Check the store’s fee details before making a transaction, as fees differ between stores. Avoid obtaining a five-dollar cash back only to be charged five bucks in fees.

Now, let’s begin with the list.

Grocery stores to get cash back on debit card purchases

Many grocery stores offer convenient cash back services, making them a practical choice for many. While not all grocery stores provide this service, many do, making them one of the best places to get cash back. Common cash back denominations include $5 or $10.

Here are some grocery stores that offer cash back on debit card purchases:

1. Kroger

  • Cash back limit: Debit card transactions up to $100 (larger denominations possible at customer service). Personal checks up to $20.
  • Requirements: Cash back is available only on debit cards and Discover credit transactions. A $3 fee may apply for larger amounts at the customer service desk.
  • Locate your nearest Kroger store.

2. Albertsons

  • Cash back limit: Range from $100 to $300 for debit card transactions, depending on the store. Discover credit transactions have a $120 limit.
  • Requirements: This service is exclusively available for debit card and Discover credit transactions.
  • Locate your nearest Albertsons’ store.

3. Shoppers Food Warehouse

4. Food Lion

  • Cash back limit: $200 for debit card transactions, $200 with an EBT card, and $50 for personal checks.
  • Requirements: If no purchase is made, the cash back is limited to $100.
  • Locate your closest Food Lion store.

5. Safeway

  • Cash back limit: Receive a maximum of $200.
  • Requirements: Applicable only to debit card transactions and Discover credit transactions.
  • Locate your closest Safeway store.

6. Vons

  • Cash back limit: Receive up to $200, and up to $25 for personal checks.
  • Requirements: Available only for debit card transactions, Discover credit transactions, and checks.
  • Locate your nearest Vons store.

7. ShopRite

  • Cash back limit: Debit card transactions up to $200. Discover credit transactions up to $120
  • Requirements: Available only on debit card and Discover credit transactions.
  • Locate your closest ShopRite store.

8. Save Mart Supermarkets/S-Mart

9. Farm Fresh

  • Cash back limit: Set at $200 for debit card transactions and $120 for Discover credit transactions.
  • Requirements: This benefit applies exclusively to debit cards and Discover credit transactions.
  • Locate your nearest Farm Fresh store.

10. Publix

11. Harris Teeter

  • Cash back limit: $200 for debit cards and $25 for personal checks.
  • Requirements: To obtain cash back with personal checks, a valid Harris Teeter VIC card is required.
  • Locate your nearest Harris Teeter store.

12. ALDI

  • Cash back limit: Vary by location.
  • Requirements: If you’re seeking $5 cash back, ensure that you meet the requirements for using a debit card.
  • Locate your nearest ALDI store.

13. Hannaford

  • Cash back limit: Receive up to $100 in cash back.
  • Requirements: This offer is exclusive to debit card and personal check transactions.
  • Locate your nearest Hannaford store.

14. Winn-Dixie

  • Cash back limit: Receive a maximum of $100 cash back.
  • Requirements: Available only for debit card transactions and Discover credit transactions.
  • Locate the nearest Winn-Dixie store.

15. Jewel-Osco

  • Cash back limit: Earn up to $100 cash back.
  • Requirements: Available exclusively for debit and Discover credit transactions.
  • Locate your nearest Jewel-Osco store.

16. Whole Foods

  • Cash back limit: Earn up to $100 cash back.
  • Requirements: This promotion is exclusive to debit cardholders.
  • Locate your nearest Whole Foods store.

17. Mariano’s

  • Cash back limit: Enjoy up to $100 cash back.
  • Requirements: Available exclusively on debit and Discover credit transactions. Cash back is not applicable when using coupons.
  • Locate your nearest Mariano’s store.

18. JayC

  • Cash back limit: Receive up to $100.
  • Requirements: Available only for debit and Discover credit transactions.
  • Locate your nearest JayC store.

19. Hy-Vee

  • Cash back limit: Receive up to $60 cash back.
  • Requirements: Exclusive to debit card users.
  • Locate your nearest Hy-Vee store.

20. Meijer

  • Cash back limit: $50 for debit card transactions and $25 for personal checks.
  • Requirements: This offer is exclusively available for debit card and personal check transactions.
  • Locate your nearest Meijer store.

21. Giant Eagle

  • Cash back limit: Set at $50 for debit card transactions and $30 for checks.
  • Requirements: This feature is exclusive to debit card transactions, personal checks, and travelers’ checks.
  • Locate your nearest Giant Eagle store.

22. Trader Joe’s

23. Tops Friendly Markets

  • Cash back limit: Receive up to $40 cash back at the checkout and up to $50 at the customer service desk. The cash back limit is $40 when using a personal check.
  • Requirements: Only available for debit card transactions and personal checks.
  • Locate your nearest Tops Friendly Markets store.

24. Wegmans

  • Cash back limit: Receive up to $40 cash back.
  • Requirements: Cash back is exclusive to debit card transactions or personal checks. To qualify, present a valid ID and the standard Wegmans Shoppers Club Card (non keychain-sized) for cash back on personal checks. The name on the checks must match the cardholder’s name.
  • Locate your nearest Wegmans store.

25. Raley’s Supermarket

  • Cash back Limit: Receive $10 to $60 cash back based on your location.
  • Requirements: Cash back is exclusively available for debit cards.
  • Locate your nearest Raley’s Supermarket store.

26. SuperValu

  • Cash back Limit: Debit card transactions up to $200. Discover credit transactions up to $120. Please be aware that store policies may vary as most stores are independently owned and operated.
  • Requirements: Cash back is exclusively available for debit cards and discover credit transaction.
  • Locate your nearest SuperValu store.

Gas stations & convenience stores to get cash back

Gas stations and convenience stores are convenient places to get cash back, as they are frequently visited by many people.

These gas stations and convenience stores offer cash back services:

27. Weis Markets

28. Shell

29. BP

  • Cash back limit: Up to $40.
  • Requirements: Debit cards only.
  • Locate your nearest BP store.

30. Sunoco

  • Cash back limit: Up to $40.
  • Requirements: Debit cards only. Minimum $3 spend for cash back.
  • Locate your nearest Sunoco store.

31. Circle K

32. ExxonMobil

33. Casey’s General Store

34. Kum & Go

35. Kwik Trip/Kwik Star

36. Valero

37. 7-Eleven

  • Cash back limit: Up to $10.
  • Requirements: Debit cards only. Most locations limit cash back to two transactions per day.
  • Locate your nearest 7-Eleven store.

38. Conoco

  • Cash back limit: Up to $50.
  • Requirements: Debit cards only. A minimum $3 purchase is required.
  • Locate your nearest Conoco store.

39. Phillips 66

  • Cash back limit: Up to $50.
  • Requirements: Debit cards only. Minimum $3 spend for cash back.
  • Locate your nearest Phillips 66 store.

Pharmacies to get cash back

Curious if you can get $5 cash back at CVS?

Yes, and a few other pharmacies offer this service too. However, it’s essential to know that not all pharmacies provide cash back.

Here is a list of pharmacies that do:

40. Rite Aid

41. CVS

42. Walgreens/Duane Reade

Dollar stores to get cash back

Curious if you can get $5 cash back at Dollar General? The answer is yes!

Certain dollar stores provide cash back. Here are some that offer this service:

43. Family Dollar

  • Cash back limit: $50
  • Requirements: Debit cards with Visa or Mastercard logos only. $1 service charge applies.
  • Locate your nearest Family Dollar store.

44. Dollar Tree

  • Cash back limit: $50
  • Requirements: Debit cards with Visa or Mastercard logos only. $1 service charge applies.
  • Locate your nearest Dollar Tree store.

45. Dollar General

Other stores where you can get $5 cash back

I’ve listed several stores where you can receive $5 cash back. Now, let’s explore additional options for cash back at places such as office supply stores, large retail stores, supermarkets, and department stores.

46. Staples

47. Walmart

  • Cash back limit: Up to $100
  • Requirements: Debit cards in multiples of $20; personal checks for $20 or less (ID required for check transactions)
  • Locate your nearest Walmart store.

48. Target

  • Cash back limit: Up to $40
  • Requirements: Debit cards and personal checks (ID required for check transactions)
  • Locate your nearest Target store.

49. Kmart

50. Costco

  • Cash back limit: Up to $60
  • Requirements: Visa debit cards; Costco membership required
  • Locate your nearest Costco store.

Stores that don’t offer cash back during checkout

Many grocery stores, pharmacies, and convenience stores provide cash back at checkout. However, it’s important to note that there are some places where this service is not available.

We confirmed with the customer service teams of each store listed below that they do not provide cash back during checkout:

  • Fastrip
  • Holiday Stationstores
  • RaceTrac
  • Sheetz
  • Speedway
  • Town Pump
  • Wawa

The bottom line

When you need cash back without using an ATM, consider visiting the stores listed above.

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