Does Big Lots Do Cash Back in 2025?

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• Big Lots does not offer cashback during in-store transactions.
• The Big Rewards program allows customers to earn $5 rewards for every three purchases.
• Big Rewards members receive birthday surprises and exclusive discounts.
• Cash back credit cards are a good alternative to earn rewards on Big Lots purchases.
• Big Lots offers seasonal sales, clearance items, and a price match guarantee for extra savings.
• Manufacturer coupons are accepted for additional discounts on select items.

When shopping at a retail store, it’s always convenient to know whether you can get some cash back during your transaction. This simple service allows shoppers to skip the ATM fee, avoid an extra trip to the bank, and get instant access to cash.

So, if you’re wondering, “Does Big Lots do cash back?” you’re not alone. Big Lots is a well-known retailer that offers an eclectic mix of home goods, furniture, groceries, and seasonal décor at budget-friendly prices. It’s only natural that customers might want to know if they can grab some extra cash while checking out.

This blog post will take a comprehensive look at Big Lots’ cash back policy, if such a service is available, and explore alternative ways shoppers can maximize their savings when visiting Big Lots. We’ll cover everything you need to know to help you navigate their in-store policies and make the most of your shopping experience.

What is Cash Back?

Before answering the question, “Does Big Lots do cash back?” it’s important to understand what cash back refers to. Cash back can have different meanings in the retail and banking industries.

The most common understanding is when customers are offered the option to receive a certain amount of physical cash during a debit card transaction at a store. This is a convenient way for shoppers to get cash without visiting an ATM or bank.

Alternatively, cash back can also refer to a feature of some credit cards that rewards customers with a percentage of their purchase as a rebate. For the purposes of this article, we will primarily address cash back as it relates to in-store transactions while also touching on other ways to maximize savings at Big Lots.

Ever heard of Ibotta or Rakuten?

Earning cashback on your purchases has never been easier with Rakuten and Ibotta. Rakuten allows you to shop at over 3,500 stores, earning a percentage back on each purchase simply by clicking through their app or website. It’s perfect for online shoppers who want to save while buying from their favorite retailers. Ibotta, on the other hand, offers both online and in-store cashback opportunities. By scanning receipts or linking your store loyalty accounts, you can get rebates on everyday purchases like groceries, clothing, and more. Both apps are free, making them a smart choice for savvy shoppers looking to stretch their dollars.

Does Big Lots Do Cash Back During In-Store Transactions?

The big question is: Does Big Lots offer cash back during in-store transactions? Unfortunately, the answer is no. Big Lots does not offer cash back at checkout for purchases made in its stores. This might disappoint shoppers looking to combine their purchases with a quick withdrawal, especially since many other retailers, such as Walmart and grocery chains, offer this convenience.

However, while Big Lots doesn’t directly offer cash back, there are other ways customers can save money and still get value during their shopping trips. For instance, Big Lots has a variety of savings programs and rewards systems that customers can use to stretch their dollars further. Let’s explore some of these options below.

Big Lots Rewards Program: Maximize Your Savings

While Big Lots does not offer cash back at checkout, they have a customer-friendly rewards program called Big Rewards, which offers other opportunities for saving. Signing up for this program is simple and free, and it comes with several perks designed to benefit frequent shoppers.

1. $5 Rewards for Every Three Purchases: One key benefit of the Big Rewards program is that members receive a $5 reward for every three qualifying purchases. While this isn’t quite the same as getting immediate cash back, it can still help offset future costs, allowing you to save money on upcoming purchases.
2. Birthday Surprises: Big Rewards members also get a special birthday reward, which could be a coupon or discount. This is an easy way to make your annual birthday shopping a little more affordable.
3. Exclusive Coupons and Discounts: Members of the Big Rewards program receive access to special promotions, coupons, and discounts that non-members might not be aware of. These exclusive savings can help shoppers cut down on costs and enjoy lower prices on everyday essentials.

While these features are a great way to make your money go further, the absence of traditional cash back might still leave some customers looking for more immediate options.

Alternatives to Big Lots Cash Back: Credit Card Rewards

If you’re wondering, “Does Big Lots do cash back,” and the answer isn’t what you hoped for, another option you can consider is using a credit card that offers cash back on purchases. While Big Lots doesn’t provide in-store cash back, using the right card can help you earn cash back rewards on your purchases regardless.

Several credit cards offer cash back on retail purchases, and if you shop at Big Lots frequently, this could be a smart way to save over time. Here are some options to consider:

1. Flat-Rate Cash Back Credit Cards: These cards give you a consistent percentage of cash back on every purchase you make, regardless of the retailer. For example, many cards offer 1-2% cash back on every dollar spent. If you spend $100 at Big Lots, you could earn $2 back with a 2% cash back card.
2. Bonus Category Cash Back Cards: Some credit cards offer higher percentages of cash back for specific categories, such as groceries, gas, or home improvement stores. While Big Lots may not always fall under these categories, it’s worth checking if any of your cards offer rotating bonus categories that could align with Big Lots purchases.
3. Store-Specific Credit Cards: While Big Lots doesn’t offer cash back, some major stores have their own branded credit cards with cash back or reward points. However, as of now, Big Lots does not have a store-branded credit card. This means using general cash back credit cards might be your best bet for earning rewards on your Big Lots purchases.

Other Ways to Save at Big Lots

While the direct answer to “does Big Lots do cash back” may be no, there are other smart ways to save money while shopping at the store. Below are some tried-and-true strategies to help you keep more cash in your pocket when shopping at Big Lots:

1. Watch for Seasonal Sales: Big Lots frequently runs sales during major holidays and seasonal events like Black Friday, Memorial Day, and Christmas. Keep an eye on the store’s weekly ads and online promotions to catch these deals and save big on furniture, home décor, and other items.
2. Use Manufacturer Coupons: While Big Lots doesn’t offer its own coupon service like some retailers, it does accept manufacturer coupons on applicable items. Before shopping, check online for available coupons that could apply to items sold at Big Lots.
3. Big Lots Price Match Guarantee: Big Lots offers a price match guarantee on identical items found at a lower price at other retailers. This can help you ensure you always get the best price when shopping. Be sure to check their website or ask a sales associate for more information on their price match policy.
4. Shop Clearance Items: Another excellent way to save at Big Lots is by shopping their clearance section. You can often find deeply discounted furniture, home goods, and seasonal items. These deals can help you stretch your budget, especially when paired with Big Rewards points or coupons.

Frequent Asked Questions

Here are some of the related questions people also ask:

Does Big Lots offer cash back at checkout?

No, Big Lots does not offer cash back during in-store transactions.

What is the Big Rewards program at Big Lots?

The Big Rewards program allows customers to earn $5 for every three qualifying purchases, along with birthday surprises and exclusive discounts.

Can I use a credit card to earn cash back at Big Lots?

Yes, you can use a cash back credit card to earn rewards on your purchases at Big Lots, although the store itself does not provide cash back.

Does Big Lots have a price match policy?

Yes, Big Lots offers a price match guarantee on identical items found at lower prices from other retailers.

What types of coupons does Big Lots accept?

Big Lots accepts manufacturer coupons on applicable products, but they do not offer their own store coupons.

Does Big Lots have seasonal sales?

Yes, Big Lots frequently runs seasonal sales during major holidays such as Black Friday, Memorial Day, and Christmas.

Can I get rewards on my birthday from Big Lots?

Yes, Big Rewards members receive special birthday surprises, which may include coupons or discounts.

Does Big Lots have a store-branded credit card?

No, Big Lots does not offer a store-branded credit card at this time.

How can I save money while shopping at Big Lots?

You can save by joining the Big Rewards program, using cash back credit cards, shopping during seasonal sales, and taking advantage of their price match policy.

The Bottom Line: Does Big Lots Do Cash Back?

To summarize, while Big Lots does not offer traditional cash back services during in-store transactions, there are plenty of other ways for customers to save and get the most value out of their shopping experience. By joining the Big Rewards program, using cash back credit cards, and taking advantage of sales, discounts, and the store’s price match policy, shoppers can still make the most out of their visits.

When asked, ” Does Big Lots offer cash back?” the short answer is no. However, customers can still maximize their savings through other programs and thoughtful strategies. Whether it’s earning $5 rewards, enjoying birthday surprises, or using a credit card with cash back rewards, there are plenty of ways to make shopping at Big Lots more cost-effective.

Ultimately, Big Lots may not provide the cash back service that some shoppers desire, but they more than make up for it with their savings opportunities. So, the next time you head to Big Lots, remember to utilize the rewards program, check for sales, and consider using a cash back credit card to get the most out of your shopping experience.