Who Accepts Apple Pay? List Of 90+ Stores, Restaurants & More (2024)

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Apple Pay has transformed how we conduct financial transactions by providing a hassle-free and secure payment method. With its growing popularity, it is essential to understand which stores accept Apple Pay.

Therefore, we have created an in-depth guide with a comprehensive list of all the stores that currently accept Apple Pay. Additionally, we have included valuable information regarding Apple Pay’s compatibility with different devices, its advanced security features, and how it protects your privacy during transactions. This guide aims to provide you with a complete understanding of Apple Pay, enabling you to use it confidently and easily.

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What is Apple Pay?

Apple Pay is a highly secure and incredibly convenient digital wallet and mobile payment service provided by Apple Inc. This innovative payment system allows users to make seamless transactions with their compatible Apple devices, such as iPhones, Apple Watches, Macs, and iPads, without needing physical cash or cards.

Apple Pay utilizes advanced encryption and tokenization technologies to ensure its users’ highest level of security.

Additionally, it supports a wide range of payment methods, including credit and debit cards, rewards programs, and loyalty cards. With Apple Pay, users can enjoy fast and easy payments in-store, online, and even within apps.

How does Apple Pay work?

Apple Pay simplifies transactions using Near Field Communication (NFC) technology and tokenization. Here’s how it works:

Adding cards: Users can add credit, debit, or prepaid cards to their Apple Wallet app on Apple devices. They can manually enter card details or scan the card with the device’s camera.

Secure storage: When a card is added, payment information is stored securely in the device’s Secure Element, a dedicated chip that encrypts and safeguards the data.

Making payments:

In-store: At physical stores, users can pay by holding their Apple device near the contactless payment terminal and authenticate the transaction with Touch ID, Face ID, or a passcode. The device communicates with the terminal via NFC to complete the payment.
In-app and online: Apple Pay also works for in-app purchases and online transactions on websites that support the service. Users simply select Apple Pay as their payment method, authenticate the transaction, and finalize the purchase.

Security and Privacy

Apple Pay is a payment method that prioritizes security and privacy, providing users with peace of mind when making transactions. The platform offers several key security features, making it one of the most secure payment methods.

One of the most notable security features of Apple Pay is tokenization. Instead of transmitting the actual card number, Apple Pay assigns a unique Device Account Number or “token” to each card. This token is used for transactions, ensuring the user’s card details remain secure.

In addition to tokenization, Apple Pay also offers biometric authentication. Users can authenticate payments using their fingerprint (Touch ID) or facial recognition (Face ID), adding an extra layer of security. This means that in the unlikely event that someone else gains access to your device, they will not be able to make payments without your biometric authentication.

Another important aspect of Apple Pay’s security is that it does not store the card numbers on the device or Apple servers. This reduces the risk of card information being compromised in the event of a breach. Additionally, Apple does not track or store transaction details, ensuring that user purchase information remains private.

Overall, Apple Pay’s security features make it one of the most secure payment methods available. Users can be confident that their payment information is safe and secure.

Where can Apple Pay be used?

Apple Pay is a highly popular mobile payment service widely accepted across various platforms. With Apple Pay, users can make secure and convenient payments using their Apple devices, such as iPhones, iPads, and Apple Watches.

The payment service is accepted at many retail stores, including major retailers like Best Buy, McDonald’s, Walgreens, and Target.

Additionally, Apple Pay is a convenient payment option for online and in-app purchases, with numerous apps and websites supporting it.

Furthermore, some cities and regions have integrated Apple Pay into their transit systems, allowing commuters to pay for public transportation using their Apple devices. This feature makes traveling easy and hassle-free, as users can quickly and securely pay for their fares without the need for physical cash or cards.

What stores take Apple Pay?

Many stores now accept Apple Pay, making it a convenient payment option. Here’s a list of some of these stores:

Grocery stores that take Apple Pay

Many grocery stores now accept NFC payments like Apple Pay. Here’s a list of grocery stores that accept Apple Pay:

Fast food places and quick service restaurants that take Apple Pay

Here’s a list of restaurants that accept Apple Pay:

Au Bon Pain
Baskin-Robbins
Chick-fil-A
Chili’s
Coca-Cola vending
Dunkin’ Donuts
El Pollo Loco
Firehouse Subs
Fuddruckers
Jamba Juice
Jersey Mike’s Subs
Jimmy John’s
Johnny Rockets
KFC
Luby’s
McDonald’s
Panera Bread
Peet’s Coffee
Pizza Hut
Rubio’s
Subway
White Castle

Gas stations that take Apple Pay

Here’s a list of gas stations where you can use Apple Pay:

Chevron
Chevron Extra Mile
Texaco
ExxonMobil (via the Speedpass+ app)

Entertainment and travel businesses that accept Apple Pay

Great news for those seeking easy payment options for entertainment and travel! Apple Pay is now accepted by various businesses in these sectors. Check out this list of businesses where you can use Apple Pay:

Carmike Cinemas
Golden State Warriors
JetBlue
Marriott
Orlando Magic
Phoenix Suns
Regal Cinemas
Renaissance Hotels
Walt Disney World

Retail stores that take Apple Pay

Here’s a list of retail stores that accept Apple Pay:

Electronics/Gaming stores that take Apple Pay

Here’s a list of electronics/gaming stores that accept Apple Pay:

Apple (of course)
Best Buy
GameStop

Pet supplies stores that take Apple Pay

Here’s a list of pet supplies stores that accept Apple Pay:

Furniture stores that take Apple Pay

Here’s a list of furniture stores that accept Apple Pay:

How to use Apple Pay at stores that accept it

To use Apple Pay at stores, you first need to ensure that your iPhone, iPad, or Apple Watch has the latest version of iOS or watchOS installed. Once confirmed, you can add your credit or debit card to the Wallet app. Double-check that the card you are adding is supported by Apple Pay.

Double-click the side button on your iPhone or Apple Watch to use Apple Pay at a store. If you’re using an iPhone, hold it near the contactless reader with your finger on the Touch ID sensor. If you’re using an Apple Watch, simply tap it on the reader.

You will then need to glance at your iPhone or tap your Apple Watch to authenticate with Face ID or Touch ID. This is an important security feature that ensures that only you can use your card.

Once you have authenticated, hold the top of your iPhone or Apple Watch near the contactless reader until you see Done or a checkmark on the screen. This confirms that your payment has been processed successfully, and you’re done! You’ve successfully used Apple Pay to pay for your purchase.

Here are some extra tips for using Apple Pay at stores:

Your default card in the Wallet app will be automatically used for purchases. To switch to a different card, tap your default card, then choose the one you want.
If you’re using Apple Pay with your Apple Watch, double-click the side button and scroll to select a different card.
In some cities, you can use Apple Pay for public transportation. Hold your iPhone or Apple Watch near the contactless reader on the faregate or bus.

Apple Pay is quick, simple, and secure for store purchases. Plus, it’s a convenient way to avoid carrying cash or multiple credit cards.

Since many of the above retailers’ websites and/or apps take Apple Pay, it doesn’t matter what browser I use to make purchases, right?

Your choice of browser matters when using Apple Pay. Safari, made by Apple, is the only browser that works with Apple Pay.

How do I locate an Apple Pay retailer in my town or city?

If you’re looking to locate an Apple Pay retailer in your town or city, you can do so easily using your Apple device. To get started, open Apple Maps on your device. Once the app is open, type the store name you’re looking for in the search box and touch the location. This will bring up the store’s operating hours as well as Yelp reviews.

To determine if the store accepts Apple Pay, scroll down until you find the “Good to Know” section. If the section mentions that the store accepts Apple Pay or if you see the Apple Pay icon, then you’re in luck! You can now use your Apple device to make purchases at this retailer.

Do any financial institutions accept Apple Pay? If there are, how do I find mine?

Certainly, many banks and credit unions worldwide support Apple Pay, making it a convenient and secure option for users to manage their finances.

To find out if your financial institution supports Apple Pay, simply visit the corresponding region page based on your home country. Please note that these pages do not necessarily list every bank or credit union supporting Apple Pay, so it’s worth checking back often to see if your financial institution might be added.

Are there any public transportation systems that take Apple Pay?

Many major cities in the United States, including New York City and the San Francisco Bay Area, have public transportation systems that accept Apple Pay as a payment method. This means that commuters can easily and securely pay for their fares using their iPhone, Apple Watch, or other Apple devices.

If you’d like to know if your city or country is supported, the Transit Support page has a full list of locations.

I’m a business owner. What do I do to add Apple Pay as a payment option for my customers?

If you’re looking to start offering Apple Pay for your business, the first step is to contact your payment provider. If your business accepts debit and credit cards, you should have no problem integrating Apple Pay into your payment options.

If you own an app or website, you can also use Apple Pay by visiting the Apple Pay for Developers page. Here, you’ll find a detailed guide on integrating the feature into your platform, along with all the necessary tools and resources to get started.

What other perks does Apple Pay offer?

Apple Pay is an innovative payment system that offers users two flagship products: Apple Card and Apple Cash. Apple Card is a credit card that stands out from the competition thanks to its unique features. Firstly, it charges no fees, not even for international transactions, making it a great choice for frequent travelers.

Secondly, it offers cashback rewards on purchases you make with your Apple Watch or iPhone, which can be redeemed for Apple products or services. With Apple Card, you can easily track your expenses, monitor your spending, and manage your account from the Wallet app on your device.

Moreover, the Apple Card is made from titanium, a durable and elegant material that gives it a premium feel and makes it stand out from other credit cards. Unlike plastic cards, Apple Card is more resistant to wear and tear and more eco-friendly, as it’s made from recycled materials.

On the other hand, Apple Cash is a digital card that comes with a Wallet and allows you to send and receive money easily. With Apple Cash, you can instantly transfer money to your friends or family members, split bills, pay for goods and services at Apple Pay retailers, and even use it to pay your Apple Card balance.

The bottom line

Apple Pay is a reliable and easy-to-use contactless payment method that can be used at millions of stores worldwide. It is widely accepted at drug stores, clothing stores, electronics stores, and popular grocery stores like Whole Foods, Trader Joe’s, and Kroger.

To determine if a store accepts Apple Pay, simply look for one of these symbols at the checkout counter: the Apple Pay logo, the contactless payment symbol (four curved lines), or the NFC symbol (three curved lines). These symbols indicate that you can use Apple Pay to conveniently and securely pay for your purchases without needing to swipe your credit or debit card.

Apple Pay uses advanced security features like Touch ID and Face ID to ensure your payment information stays safe and secure. This makes it an ideal payment solution for those who prioritize convenience and security when shopping. So, if you’re looking for a fast, easy, and secure way to pay for your purchases, give Apple Pay a try!

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